Salt Lending ($SALT) is cryptocurrencies potential solution to lending and credit services. Members can leverage their digital assets on the Salt network to get cash or cryptocurrency loans.

Using their secured automated lending protocol Salt have positioned themselves as a valuable asset agnostic, ready to develop and change with the constantly growing asset list as time goes on. Traditional credit scoring is irrelevant to SALT’s procedures and if you have an asset you want to hold on to, you can borrow against the asset you want to spend, regardless of traditional credit history and scoring.



TITLE/TICKER : Salt Lending /  $SALT

COMPANY : Salt Lending Holdings Inc

FOUNDER : Shawn Owen (co-founder)

COUNTRY : Denver, Colorado, United States


WHITEPAPER (ABSTRACT) : Salt Whitepaper 

PURPOSE : Blockchain based Lending

POINT OF DIFFERENCE : Cryptocurrency/blockchain backed loans.



What are the advantages of Salt Lending?



There are numerous advantages to SALT’s lending network – for example, any time a user needs to make a purchase or payment and does not want to liquidate/sell their assets, customers now can simply leverage the value of a selected asset and borrow a certain amount using the selected asset as collateral.

There are numerous benefits with lending vs selling assets including – freeing up cash for purchases, offsetting taxation events, fee avoidance, or even holding long positions in an asset under trade – these benefits are not new, however, the opening of cryptocurrency as a new asset class is.

Unlike traditional collateral systems that use real estate and physical items of value which are slow to liquidate, inadvisable and outdated – SALT’s assets are instantly accessible internationally, enabling a new way of monetising this expanding class of blockchain assets.

The SALT Lending Platform provides the tools to mitigate the risk of asset price volatility and borrower default, giving investors the ability to safely lend against blockchain assets with confidence and security.


How does Salt Lending work?



Salt is a lending platform, designed for blockchain based assets and operates as a layer 2 protocol on top of existing public or private chains. This allows the underlying asset to be used as collateral for access to credit.

The lending platform creates, secures and monitors lending agreement while assessing the value of blockchain assets that are being used as collateral. Salt enforces the smart contract terms automatically to create a fast, secure automated credit lending system.

Some of Salts major features are;


Blockchain backed loans


Refers to money borrowed for business or personal use on a fixed rate term loan – Collateral is provided by a blockchain based asset. Some of the benefits are;


  • No fees
  • No closing costs
  • No prepayment penalties
  • Annual membership are the only associated fees



SALT lending has created a cross-blockchain, protocol agnostic which manages blockchain credit agreements over different blockchains.


Salt Lending Membership Tiers


How is Salt Lending secure?


All assets secured as collateral are stored in a fully audited, multi-signature smart contract-based system throughout the entire duration of the loan. This system includes many features;


  • Decentralised escrow
  • Scalable collateral management
  • Automatic loan servicing
  • Counter-party risk minimisation
  • Real-time Arbitration


The SALT smart credit agreement monitors the origin of the loan, directs the cash from lender to borrowers bank account and tracks payments made. If borrowers miss payments, a portion of the collateral is automatically liquidated, sold and given to the lender for the payment on the borrower’s behalf. When the loan is repaid the remaining collateral is repaid to the borrower.


Salt Lending Team/Advisors


Salt Lending has some very notable players on the team including – Eric Voorhees, Shawn Owen and many more…



Latest updates



Where can you purchase Salt ($SALT) tokens?


Salt ($SALT) tokens are available to purchase on Easy Crypto (NZ Customers) Binance (top volumes to date).


How to protect your Salt ($SALT) tokens?


Salt $SALT is an ERC-20 token we recommend using a hardware wallet like  Ledger Nano S.


Outlook for Salt Lending?


As a market leading service provider with the likes of Erik Voorhees and others on Salts very rich and talented team,  SALT has certainly gained a strong start by redefining the way we know and use collateral based loans. Removing the need for ugly credit scores, making the lending of the future much faster, easier and cheaper. However, there has been some road-bumps with Salt coming into liquidity issues thereby leaving some customers stranded. Luckily Nexo a competing project provided this liquidity restoring Salts affected users and calming the storm. However since Salt have bounced back but internal or regulatory issues are still a real issue it seems.


Social Media








Salt Lending Website

Salt  Lending Abstract


Disclaimer : The Author held SALT ($SALT) at the time of writing this article. All content is research, opinions and personal view points from our Analysts. This is not financial advice and should not be treated as such. If you have any queries or edit requests please contact [email protected]


Summary and Score

Salt Lending ($SALT)






Working Product







  • Dedicated Team
  • Speed to market
  • Legally Compliant
  • Innovative


  • Currently USA only
  • Liquidity problems

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